In addition to providing life and health insurance to our clients, Penn Rise Advisors offers these insurance products.
We've all seen the cute duck on TV quacking at us about getting paid cash. How many of us know what he's really talking about? Disability insurance protects your paycheck if you are unable to work. Your ability to earn an income is your most valuable asset. You protect your home, your car and your health. Consider protecting your income to ensure you can pay for life's expenses in the event you are unable to work.
Interested in learning more about disability insurance or would like to calculate how much you might need? Check out this link to learn more.
Long Term Care Insurance
With the costs of nursing home care increasing every year, consider Long Term Care Insurance to provide an affordable method to pay for quality elderly care. For most individuals, the Federal Government will not pay for this care unless they are nearly financially destitute. "Medicaid Planning" is not a viable way to provide coverage, especially with recently passed legislation that poses greater restrictions to becoming eligible. Long Term Care Insurance isn't just nursing home care. Many policies provide skilled nursing right in your own home.
Curious about the actual costs of long term care? Click on the button below to view long term care expenses across the country. Find out the price difference between a private room and a semi-private room.
(Courtesy of Genworth Financial)